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Construction sites are controlled chaos—multiple trades, heavy machinery, and tight schedules create serious safety risks. When an injury happens, most workers think only of workers’ compensation. That’s critical, but it’s often not the whole story. If someone other than your employer contributed to your injury—or if the site violated OSHA safety rules—you may have a separate third-party claim that can significantly increase your recovery. Third-Party Lawsuits: The Basics Third-party liability means you pursue a civil lawsuit against a person or company other than your direct employer whose negligence contributed to your injury. This claim is separate from your workers’ compensation (which…
Applying for Social Security disability benefits is frustrating even when you do everything right. Many strong claims are denied at the first step. The good news: appeals work—especially when they’re timely, evidence-driven, and guided by a clear strategy. Below is a practical roadmap to understand why claims get denied and how to build a winning appeal for SSDI and SSI. SSDI vs. SSI: Quick Refresher SSDI (Social Security Disability Insurance): Based on your work history and payroll contributions. You must have enough recent work credits and be “insured” as of your alleged onset date. Monthly benefit depends on your earnings record…
A denied workers’ compensation claim can feel like a door slammed in your face right when you need help most. The good news: many denials can be appealed and overturned with the right evidence, strategy, and timing. A skilled workers’ comp lawyer helps you navigate deadlines, build medical proof, and negotiate aggressively so you can secure the full benefits the law allows. This article explains why claims get denied, how the appeals process works, what a lawyer does to strengthen your case, and practical steps for maximizing medical and wage-loss benefits. While specifics vary by state, the core principles below…
When long-term disability (LTD) benefits are denied or terminated, the next steps are time-sensitive and technical—especially for policies governed by ERISA. A seasoned long-term disability attorney helps you build the administrative appeal with the right medical and vocational evidence, protect your rights under federal regulations, and pursue benefit reinstatement or litigation if needed. This guide explains the ERISA appeals process, common pitfalls, and how to position your claim for success. What Is ERISA and Does It Apply to You? The Employee Retirement Income Security Act (ERISA) is a federal law that covers most employer-sponsored LTD plans. It sets strict rules…
When you buy insurance, you’re paying for peace of mind—not a fight. Every insurer owes you a duty of good faith and fair dealing, which means they must fairly investigate, evaluate, and pay valid claims. When an insurer unreasonably delays, underpays, or denies a claim, that can be “bad faith.” A bad faith lawsuit can recover what the policy should have paid, plus additional damages. In serious cases, courts may award punitive damages to punish and deter misconduct. What Is Insurance Bad Faith? Simple explanation: Bad faith is when an insurer treats you unfairly—like denying a valid claim without a real…
A spinal cord injury (SCI) changes everything—health, work, family roles, and financial stability. From emergency surgery to lifelong attendant care, the costs can be staggering and the legal path complex. A strong claim strategy aims to secure resources that match real-life needs over decades, not months. This guide distills the key cost drivers, damages available, and tactics attorneys use to maximize recovery. Understanding Spinal Cord Injuries (SCI) SCI severity ranges from incomplete to complete injuries, often documented with the ASIA Impairment Scale. Levels (cervical, thoracic, lumbar) and completeness determine mobility, sensation, bowel/bladder function, and respiratory capacity. Complications such as pressure injuries, autonomic…
Traumatic brain injuries (TBIs) change lives in an instant. Beyond the immediate medical crisis, families must navigate complex legal, medical, and financial questions that can span years. A brain injury lawyer coordinates the evidence, experts, and strategy needed to prove liability and secure the full cost of lifelong care. This article explains how TBI lawsuits work, why life care plans drive settlement values, and what factors typically influence compensation. Understanding TBIs: Symptoms, Proof, and Impact TBIs range from mild concussions to severe injuries that require 24/7 care. Even “mild” TBIs can cause persistent headaches, memory issues, mood changes, sleep disruption,…
Catastrophic injuries change everything—your health, work, finances, and family life. When the harm involves the brain, spinal cord, or severe burns, the stakes are especially high. A catastrophic injury lawyer focuses on building the strongest claim possible, proving liability, fully documenting lifelong needs, and negotiating (or trying) the case to secure a settlement or verdict that truly accounts for the future. What qualifies as a catastrophic injury? A catastrophic injury is one that permanently impairs a major bodily function or prevents you from performing gainful work. Common examples include: Traumatic brain injuries (TBI), including concussions, diffuse axonal injuries, and penetrating…
When a product fails and causes injury, the law can hold manufacturers and sellers accountable. A product liability attorney helps you prove the product was defective, link the defect to your injuries, and pursue compensation through lawsuits or recall-related claims. This guide explains the types of defects, how recalls affect your rights, what evidence matters, deadlines, and how an attorney can strengthen your case. This is general information, not legal advice—speak with a licensed attorney about your specific situation. What Is Product Liability? Product liability is the area of law that holds companies in the product’s supply chain responsible for injuries…
Overview Negligent security is a type of premises liability claim that arises when a property owner or manager fails to take reasonable safety measures to protect guests from foreseeable criminal acts, such as assaults, robberies, or shootings. These cases typically involve apartments, hotels, bars, parking lots, shopping centers, and other public-facing properties. If inadequate lighting, broken locks, missing cameras, lack of guards, or ignored prior incidents contributed to your harm, you may have a viable negligent security claim. When Negligent Security Applies Common scenarios include: Apartment complexes with broken gates or repeated break-ins. Hotels or motels with poor lighting and…